/* ============================================
   FESTGELD LANDINGPAGE — STYLESHEET v4
   Mobile-First · Kompakt · Leicht bedienbar
   ============================================ */

/* === RESET === */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --teal:         #0f7173;
  --teal-dark:    #0a5254;
  --teal-light:   #16a09e;
  --teal-pale:    #e6f4f4;

  --amber:        #e8a020;
  --amber-dark:   #c8880e;
  --amber-light:  #fdf3dc;

  --sage:         #4caf7d;
  --sage-dark:    #388e5e;
  --sage-pale:    #edf8f2;

  --warm-white:   #fefcf8;
  --sand:         #f5f0e8;
  --sand-dark:    #ede5d4;

  --text-dark:    #1e2a2a;
  --text-mid:     #4a5a5a;
  --text-light:   #8a9a9a;
  --border:       #d8e8e8;
  --white:        #ffffff;

  --shadow-sm:  0 2px 10px rgba(15,113,115,0.08);
  --shadow-md:  0 6px 24px rgba(15,113,115,0.13);
  --shadow-lg:  0 12px 48px rgba(15,113,115,0.18);

  --radius:    12px;
  --radius-lg: 18px;
  --font: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  font-family: var(--font);
  color: var(--text-dark);
  background: var(--warm-white);
  line-height: 1.55;
  overflow-x: hidden;
  /* Space for sticky CTA on mobile */
  padding-bottom: 68px;
}

a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }

.container {
  width: 100%;
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 14px;
}

/* ============================================
   TYPOGRAPHY — Mobile
   ============================================ */
h1, h2, h3, h4 { font-weight: 700; line-height: 1.25; color: var(--text-dark); }

.section-title {
  font-size: 1.35rem;
  text-align: center;
  margin-bottom: 6px;
  line-height: 1.3;
}
.section-sub {
  text-align: center;
  color: var(--text-mid);
  font-size: 0.88rem;
  margin-bottom: 20px;
  padding: 0 4px;
}
.highlight       { color: var(--amber); }
.highlight-teal  { color: var(--teal-light); }
.highlight-white { color: #ffe082; }

/* ============================================
   BUTTONS — große Touch-Targets
   ============================================ */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 15px 22px;
  border-radius: 12px;
  font-size: 1rem;
  font-weight: 700;
  font-family: var(--font);
  cursor: pointer;
  border: 2px solid transparent;
  transition: all 0.18s ease;
  text-decoration: none;
  line-height: 1.2;
  min-height: 52px;
  -webkit-tap-highlight-color: transparent;
  touch-action: manipulation;
}
.btn-primary {
  background: var(--amber);
  color: var(--white);
  border-color: var(--amber);
  box-shadow: 0 4px 16px rgba(232,160,32,0.35);
}
.btn-primary:active { background: var(--amber-dark); transform: scale(0.98); }

.btn-teal {
  background: var(--teal);
  color: var(--white);
  border-color: var(--teal);
}
.btn-teal:active { background: var(--teal-dark); }

.btn-outline {
  background: transparent;
  color: var(--teal);
  border-color: var(--teal);
}
.btn-white {
  background: var(--white);
  color: var(--teal-dark);
  border-color: var(--white);
}
.btn-large {
  padding: 17px 28px;
  font-size: 1.05rem;
  border-radius: 13px;
  min-height: 56px;
}
.btn-sm {
  padding: 9px 14px;
  font-size: 0.84rem;
  min-height: 40px;
  border-radius: 9px;
}
.btn-full { width: 100%; justify-content: center; }

.pulse-btn { animation: pulse 2.8s infinite; }
@keyframes pulse {
  0%   { box-shadow: 0 0 0 0   rgba(232,160,32,0.65); }
  70%  { box-shadow: 0 0 0 16px rgba(232,160,32,0); }
  100% { box-shadow: 0 0 0 0   rgba(232,160,32,0); }
}

/* ============================================
   TOP BAR — einzeilig auf Mobile
   ============================================ */
.top-bar {
  background: var(--teal-dark);
  color: rgba(255,255,255,0.92);
  text-align: center;
  padding: 7px 12px;
  font-size: 0.72rem;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  flex-wrap: wrap;
  line-height: 1.3;
}
.top-bar i    { color: #7fd8d8; font-size: 0.7rem; }
.separator    { opacity: 0.35; display: none; }

/* ============================================
   HERO — kompakt, kein Bild auf Mobile
   ============================================ */
.hero {
  background: linear-gradient(145deg, var(--teal-dark) 0%, var(--teal) 55%, #1a9e9c 100%);
  color: var(--white);
  padding: 22px 0 0;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -60px; right: -40px;
  width: 220px; height: 220px;
  background: rgba(255,255,255,0.05);
  border-radius: 50%;
  pointer-events: none;
}

.hero-inner {
  position: relative;
  z-index: 1;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(255,255,255,0.14);
  border: 1px solid rgba(255,255,255,0.28);
  border-radius: 50px;
  padding: 5px 13px;
  font-size: 0.76rem;
  margin-bottom: 12px;
}
.hero-badge i { color: #ffe082; flex-shrink: 0; }

.hero-headline {
  font-size: 1.6rem;
  font-weight: 800;
  line-height: 1.2;
  margin-bottom: 12px;
}
.hero-headline .highlight-white { color: #ffe082; }

/* Hero-Bild: auf Mobile ausgeblendet, spart Platz */
.hero-image-strip { display: none; }

/* Bullets: 2-spaltig auf Mobile */
.hero-bullets {
  list-style: none;
  margin-bottom: 16px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 7px;
}
.hero-bullets li {
  display: flex;
  align-items: flex-start;
  gap: 7px;
  font-size: 0.82rem;
  opacity: 0.97;
  line-height: 1.35;
}
.hero-bullets i { color: #6de8b0; font-size: 0.9rem; flex-shrink: 0; margin-top: 2px; }
.hide-mobile { display: none; }

/* Urgency bar */
.urgency-bar {
  background: rgba(232,94,71,0.18);
  border: 1px solid rgba(232,94,71,0.4);
  border-radius: 9px;
  padding: 8px 12px;
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.77rem;
  line-height: 1.35;
  margin-top: 12px;
  margin-bottom: 0;
  flex-wrap: wrap;
}
.urgency-bar > i { color: #ff8a75; font-size: 0.85rem; flex-shrink: 0; }
.urgency-spots {
  display: inline-flex;
  align-items: center;
  background: rgba(232,94,71,0.28);
  padding: 3px 9px;
  border-radius: 50px;
  font-size: 0.74rem;
  white-space: nowrap;
  margin-left: auto;
}

/* ============================================
   HERO CALCULATOR — kompakt, 2-spaltig
   ============================================ */
.hero-calc {
  background: rgba(255,255,255,0.11);
  border: 1px solid rgba(255,255,255,0.22);
  border-radius: var(--radius);
  padding: 13px 13px 11px;
  margin-bottom: 14px;
}
.calc-title {
  font-size: 0.82rem;
  font-weight: 700;
  color: #ffe082;
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 6px;
}
.calc-fields {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
  margin-bottom: 10px;
}
/* Laufzeit-Feld volle Breite auf Mobile */
.calc-fields .calc-field:last-child {
  grid-column: 1 / -1;
}
.calc-field label {
  display: block;
  font-size: 0.7rem;
  opacity: 0.78;
  margin-bottom: 3px;
  color: var(--white);
}
.calc-field input,
.calc-field select {
  width: 100%;
  padding: 9px 10px;
  border-radius: 8px;
  border: 1.5px solid rgba(255,255,255,0.28);
  background: rgba(255,255,255,0.13);
  color: var(--white);
  font-size: 15px; /* verhindert iOS-Zoom */
  font-family: var(--font);
  -webkit-appearance: none;
  appearance: none;
  min-height: 42px;
}
.calc-field input::placeholder { color: rgba(255,255,255,0.45); }
.calc-field select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23ffe082' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 10px center;
  padding-right: 28px;
}
.calc-field select option { color: var(--text-dark); background: var(--white); }

.calc-result {
  background: rgba(255,255,255,0.09);
  border-radius: 8px;
  padding: 9px 12px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 6px;
  margin-bottom: 10px;
}
.calc-result-row {
  display: flex;
  flex-direction: column;
  gap: 1px;
}
.calc-result-row span   { font-size: 0.68rem; opacity: 0.72; color: var(--white); }
.calc-result-row strong { font-size: 0.97rem; font-weight: 800; color: var(--white); }
.calc-highlight { color: #ffe082 !important; }
.calc-cta  { width: 100%; }
.calc-note { font-size: 0.63rem; opacity: 0.5; text-align: center; margin-top: 6px; color: var(--white); }

/* ============================================
   LOGOS — klein, einzeilig
   ============================================ */
.logos-section {
  background: var(--white);
  padding: 12px 0;
  border-bottom: 1px solid var(--border);
}
.logos-label {
  text-align: center;
  font-size: 0.62rem;
  text-transform: uppercase;
  letter-spacing: 1.4px;
  color: var(--text-light);
  margin-bottom: 8px;
}
.logos-row {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  flex-wrap: wrap;
}
.logo-item  { opacity: 0.42; }
.logo-text  { font-weight: 800; font-size: 0.78rem; letter-spacing: -0.3px; color: var(--text-mid); }
.logo-focus       { font-style: italic; color: #b03020; }
.logo-handelsblatt{ color: #002244; }
.logo-welt        { font-style: italic; color: #111; }
.logo-stern       { color: #cc0010; }
.logo-spiegel     { font-style: italic; color: #c8001a; }

/* ============================================
   STATS — 2×2 kompakt
   ============================================ */
.stats-section { background: var(--teal-pale); padding: 18px 0; }
.stats-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 8px;
}
.stat-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 13px 10px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  border: 1px solid rgba(15,113,115,0.1);
}
.stat-icon {
  width: 36px; height: 36px;
  background: var(--teal-pale);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 7px;
  color: var(--teal);
  font-size: 0.95rem;
}
.stat-number {
  font-size: 1.45rem;
  font-weight: 800;
  color: var(--teal-dark);
  line-height: 1;
  margin-bottom: 3px;
}
.stat-number.special { color: var(--amber); }
.stat-label { font-size: 0.7rem; color: var(--text-mid); font-weight: 500; }

/* ============================================
   PROBLEM / LÖSUNG — kompakt
   ============================================ */
.problem-solution { padding: 24px 0; background: var(--warm-white); }

.ps-intro {
  text-align: center;
  margin-bottom: 16px;
}
.ps-intro p { color: var(--text-mid); font-size: 0.88rem; }

.ps-grid { display: grid; gap: 10px; }

.problem-box, .solution-box {
  border-radius: var(--radius);
  padding: 16px 14px;
}
.problem-box {
  background: #fff5f3;
  border: 2px solid #ffd5cc;
}
.solution-box {
  background: var(--sage-pale);
  border: 2px solid #b8e8cc;
}
.ps-icon {
  width: 40px; height: 40px;
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.1rem;
  margin-bottom: 10px;
}
.problem-icon { background: #ffd5cc; color: #c0392b; }
.solution-icon{ background: #b8e8cc; color: var(--sage-dark); }

.problem-box h2, .ps-box-title.problem-title { color: #b03020; margin-bottom: 8px; font-size: 1rem; }
.solution-box h2, .ps-box-title.solution-title{ color: var(--sage-dark); margin-bottom: 8px; font-size: 1rem; }

.ps-big { font-size: 1rem; font-weight: 700; margin-bottom: 8px; }

.ps-list { list-style: none; margin-top: 10px; display: flex; flex-direction: column; gap: 7px; }
.ps-list li { display: flex; align-items: center; gap: 8px; font-size: 0.86rem; }
.problem-list i { color: #c0392b; }
.solution-list i{ color: var(--sage); }

/* Mood image */
.mood-image-section { background: var(--sand); overflow: hidden; }
.mood-image-wrap {
  position: relative;
  height: 160px;
  overflow: hidden;
}
.mood-image-wrap img {
  width: 100%; height: 100%;
  object-fit: cover; object-position: center 40%;
}
.mood-overlay {
  position: absolute; inset: 0;
  background: linear-gradient(to right, rgba(15,113,115,0.78) 0%, rgba(15,113,115,0.3) 60%, transparent 100%);
  display: flex; align-items: center;
  padding: 18px 16px;
}
.mood-quote {
  color: var(--white);
  font-size: 0.9rem;
  font-weight: 600;
  line-height: 1.4;
  max-width: 220px;
  text-shadow: 0 1px 4px rgba(0,0,0,0.3);
}
.mood-quote span { display: block; font-size: 0.72rem; font-weight: 400; opacity: 0.82; margin-top: 4px; }

/* MID CTA — entfernt auf Mobile (sticky CTA übernimmt) */
.mid-cta { display: none; }

/* ============================================
   VORTEILE — 2-spaltig, Icon + Text
   ============================================ */
.advantages { padding: 22px 0; background: var(--sand); }

.advantages-grid {
  display: grid;
  gap: 8px;
  grid-template-columns: 1fr 1fr;
}
.advantage-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 13px 12px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border);
  display: flex;
  flex-direction: column;
  gap: 8px;
  align-items: flex-start;
}
.adv-icon {
  width: 38px; height: 38px;
  background: var(--teal-pale);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  color: var(--teal);
  font-size: 1rem;
  flex-shrink: 0;
}
.adv-text { flex: 1; }
.adv-text h3 { font-size: 0.88rem; margin-bottom: 3px; color: var(--text-dark); line-height: 1.25; }
.adv-text p  { font-size: 0.78rem; color: var(--text-mid); line-height: 1.45; }

/* ============================================
   HERO CALCULATOR (inline, above the fold)
   ============================================ */
/* Styles oben bereits definiert – hier Platzhalter für Vollständigkeit */

/* ============================================
   BIG CALCULATOR SECTION — kompakt auf Mobile
   ============================================ */
.calc-section {
  background: linear-gradient(145deg, var(--teal-dark) 0%, #0d6e70 55%, #1a9e9c 100%);
  padding: 24px 0;
  position: relative;
}
.bigcalc-card {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.17);
  border-radius: var(--radius);
  padding: 16px 14px;
  display: grid;
  gap: 16px;
}
.bigcalc-field { margin-bottom: 0; }
.bigcalc-label-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 7px;
}
.bigcalc-label-row label { font-size: 0.84rem; font-weight: 600; color: rgba(255,255,255,0.88); }
.bigcalc-val { font-size: 0.97rem; font-weight: 800; color: #ffe082; }

/* Big calc amount select */
.bigcalc-select {
  width: 100%;
  padding: 11px 36px 11px 13px;
  border-radius: 9px;
  border: 1.5px solid rgba(255,255,255,0.28);
  background: rgba(255,255,255,0.14);
  color: var(--white);
  font-size: 1rem;
  font-weight: 700;
  font-family: var(--font);
  -webkit-appearance: none;
  appearance: none;
  cursor: pointer;
  min-height: 48px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23ffe082' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
}
.bigcalc-select option { color: var(--text-dark); background: var(--white); }
.bigcalc-select:focus {
  outline: none;
  border-color: var(--amber);
  box-shadow: 0 0 0 3px rgba(232,160,32,0.25);
}

/* Range slider */
.range-slider {
  width: 100%;
  -webkit-appearance: none;
  appearance: none;
  height: 6px;
  border-radius: 3px;
  background: rgba(255,255,255,0.2);
  outline: none;
  cursor: pointer;
}
.range-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 26px; height: 26px;
  border-radius: 50%;
  background: var(--amber);
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(232,160,32,0.5);
  border: 2px solid var(--white);
}
.range-slider::-moz-range-thumb {
  width: 26px; height: 26px;
  border-radius: 50%;
  background: var(--amber);
  cursor: pointer;
  border: 2px solid var(--white);
}
.range-minmax {
  display: flex;
  justify-content: space-between;
  font-size: 0.66rem;
  color: rgba(255,255,255,0.48);
  margin-top: 4px;
}

/* Results */
.bigcalc-result {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
}
.bigcalc-result-box {
  background: rgba(255,255,255,0.1);
  border-radius: var(--radius);
  padding: 11px 10px;
  text-align: center;
}
.bigcalc-result-box.main-result {
  background: rgba(232,160,32,0.22);
  border: 1px solid rgba(232,160,32,0.4);
}
.bigcalc-result-label { font-size: 0.67rem; color: rgba(255,255,255,0.62); margin-bottom: 4px; }
.bigcalc-result-value { font-size: 1.05rem; font-weight: 800; color: var(--white); }
.bigcalc-result-value.big { font-size: 1.2rem; color: #ffe082; }
.bigcalc-result-value.positive { color: #6de8b0; }
.bigcalc-result > .btn { grid-column: 1 / -1; }

/* ============================================
   VERGLEICH — Bank Cards
   ============================================ */
.comparison { padding: 22px 0; background: var(--warm-white); }

.table-wrap { display: none; }

.bank-cards { display: flex; flex-direction: column; gap: 8px; margin-bottom: 14px; }

.bank-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 13px 14px;
  box-shadow: var(--shadow-sm);
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 10px;
}
.bank-card.top-card { border: 2px solid var(--amber); background: var(--amber-light); }
.bank-card-badge { font-size: 0.68rem; color: var(--amber-dark); font-weight: 700; margin-bottom: 2px; }
.bank-card-name  { font-size: 0.92rem; font-weight: 700; color: var(--text-dark); }
.bank-card-meta  { font-size: 0.74rem; color: var(--text-light); margin-top: 2px; }
.bank-card-meta i{ color: var(--sage); margin-right: 3px; }
.bank-card-rate  { font-size: 1.4rem; font-weight: 800; color: var(--sage-dark); text-align: right; line-height: 1; }
.bank-card-rate span { font-size: 0.66rem; color: var(--text-light); font-weight: 400; display: block; text-align: right; }
.bank-card-more {
  grid-column: 1 / -1;
  text-align: center;
  padding: 9px;
  background: var(--teal-pale);
  border-radius: 9px;
  font-size: 0.82rem;
  color: var(--teal-dark);
}

.table-note {
  font-size: 0.73rem;
  color: var(--text-light);
  background: var(--sand);
  border-radius: 9px;
  padding: 9px 12px;
  margin-bottom: 16px;
  line-height: 1.45;
}
.table-note i { color: var(--teal-light); margin-right: 4px; }

.comparison-cta { text-align: center; }
.comparison-cta .btn { width: 100%; }

/* Tabellen-Hilfsstile */
.rate-high { color: var(--sage-dark); font-weight: 800; font-size: 1.05rem; }
.rate-mid  { color: var(--teal);      font-weight: 700; }
.rate-low  { color: var(--text-mid);  font-weight: 600; }
.rate-blur { color: var(--text-light); filter: blur(4px); user-select: none; }
.text-green{ color: var(--sage); }
.bank-badge{ font-size: 0.7rem; color: var(--amber-dark); font-weight: 700; display: block; margin-bottom: 3px; }
.blur-row td{ background: var(--sand); color: var(--text-light); }
.top-row td { background: var(--amber-light); }

/* ============================================
   TESTIMONIALS — 1-spaltig auf Mobile
   ============================================ */
.testimonials { background: var(--teal-pale); padding: 22px 0; }
.testimonials-grid { display: grid; gap: 10px; }

/* Mood-Bild in Testimonials auf Mobile ausblenden */
.testimonials-mood { display: none; }

.testimonial-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 16px 14px;
  box-shadow: var(--shadow-sm);
  border: 1px solid rgba(15,113,115,0.1);
}
.testimonials-mood-caption {
  position: absolute;
  bottom: 0; left: 0; right: 0;
  background: linear-gradient(to top, rgba(10,82,84,0.85) 0%, transparent 100%);
  padding: 18px 14px 12px;
  color: var(--white);
  font-size: 0.84rem;
  font-weight: 600;
}
.t-stars  { font-size: 0.95rem; margin-bottom: 8px; }
.t-text   {
  font-size: 0.86rem;
  color: var(--text-mid);
  line-height: 1.55;
  font-style: italic;
  margin-bottom: 12px;
}
.t-author { display: flex; align-items: center; gap: 10px; }
.t-avatar {
  width: 38px; height: 38px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--teal) 0%, var(--teal-light) 100%);
  color: var(--white);
  font-size: 1rem;
  font-weight: 700;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.t-author strong { display: block; font-size: 0.85rem; color: var(--text-dark); }
.t-author span   { font-size: 0.74rem; color: var(--text-light); }

/* ============================================
   LEAD FORM — kompakt, fingertauglich
   ============================================ */
.lead-section {
  background: linear-gradient(150deg, var(--teal-dark) 0%, var(--teal) 100%);
  padding: 22px 0;
}
.lead-wrap { display: grid; gap: 0; }
.lead-left { display: none; }

.form-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  margin: 0 2px;
}
.form-header {
  background: linear-gradient(135deg, var(--sage) 0%, var(--sage-dark) 100%);
  color: var(--white);
  padding: 16px 16px 13px;
  text-align: center;
}
.form-header-icon {
  width: 42px; height: 42px;
  background: rgba(255,255,255,0.2);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 8px;
  font-size: 1.1rem;
}
.form-header h3 { color: var(--white); font-size: 1.1rem; margin-bottom: 3px; }
.form-header p  { font-size: 0.8rem; opacity: 0.9; }

.form-benefits-strip {
  background: var(--teal-pale);
  padding: 10px 14px;
  display: flex;
  flex-direction: column;
  gap: 6px;
  list-style: none;
}
.form-benefits-strip li {
  display: flex; align-items: center; gap: 7px;
  font-size: 0.8rem;
  color: var(--teal-dark);
}
.form-benefits-strip i { color: var(--sage); font-size: 0.8rem; flex-shrink: 0; }

.lead-form {
  padding: 16px 14px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.form-group { display: flex; flex-direction: column; gap: 5px; }
.form-group label {
  font-size: 0.84rem;
  font-weight: 600;
  color: var(--text-dark);
  display: flex; align-items: center; gap: 6px;
}
.form-group label i { color: var(--teal-light); font-size: 0.78rem; }
.form-group input,
.form-group select {
  padding: 14px 13px;
  border: 2px solid var(--border);
  border-radius: 10px;
  font-size: 16px; /* kein iOS-Zoom */
  font-family: var(--font);
  color: var(--text-dark);
  background: var(--warm-white);
  transition: border-color 0.18s;
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  min-height: 52px;
  touch-action: manipulation;
}
.form-group select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%230f7173' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 13px center;
  padding-right: 38px;
}
.form-group input:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--teal);
  box-shadow: 0 0 0 3px rgba(15,113,115,0.12);
  background: var(--white);
}
.form-group input.error,
.form-group select.error {
  border-color: #e05a3a;
  box-shadow: 0 0 0 3px rgba(224,90,58,0.1);
}
.field-error { font-size: 0.74rem; color: #c0392b; font-weight: 500; min-height: 13px; }

/* Checkbox — großes Touch-Target */
.checkbox-group { gap: 8px; }
.checkbox-label {
  display: flex; align-items: flex-start; gap: 11px;
  cursor: pointer;
  font-size: 0.79rem; color: var(--text-mid); line-height: 1.45;
  padding: 6px 0;
}
.checkbox-label input[type="checkbox"] { display: none; }
.checkmark {
  width: 26px; height: 26px;
  border: 2px solid var(--border);
  border-radius: 6px;
  flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  transition: all 0.18s;
}
.checkbox-label input[type="checkbox"]:checked ~ .checkmark {
  background: var(--teal);
  border-color: var(--teal);
}
.checkbox-label input[type="checkbox"]:checked ~ .checkmark::after {
  content: '✓'; color: white; font-size: 0.88rem; font-weight: 700;
}
.checkbox-label .link { color: var(--teal-light); text-decoration: underline; }

.submit-btn {
  background: linear-gradient(135deg, var(--amber) 0%, var(--amber-dark) 100%);
  font-size: 1.05rem;
  padding: 17px 18px;
  border-radius: 12px;
  border: none;
  box-shadow: 0 4px 18px rgba(232,160,32,0.4);
  animation: pulse 2.8s infinite;
  min-height: 58px;
  color: var(--white);
  font-weight: 700;
  font-family: var(--font);
  cursor: pointer;
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  touch-action: manipulation;
}
.submit-btn:active   { transform: scale(0.98); animation: none; }
.submit-btn:disabled { opacity: 0.7; cursor: not-allowed; animation: none; }

.form-disclaimer {
  font-size: 0.72rem;
  color: var(--text-light);
  text-align: center;
  line-height: 1.45;
  display: flex; align-items: flex-start; gap: 5px;
}
.form-disclaimer i { color: var(--teal-light); flex-shrink: 0; margin-top: 2px; }

/* Security badges */
.security-badges {
  display: flex; gap: 6px; flex-wrap: wrap;
  padding: 11px 14px;
  border-top: 1px solid var(--border);
  justify-content: center;
}
.sec-badge {
  background: var(--teal-pale);
  border: 1px solid rgba(15,113,115,0.15);
  border-radius: 50px;
  padding: 4px 11px;
  font-size: 0.72rem;
  display: flex; align-items: center; gap: 4px;
  color: var(--teal-dark);
}
.sec-badge i { font-size: 0.68rem; color: var(--teal); }

/* Success State */
.form-success { padding: 24px 16px; text-align: center; }
.success-icon {
  font-size: 3rem; color: var(--sage);
  margin-bottom: 12px;
  animation: bounceIn 0.6s ease;
}
@keyframes bounceIn {
  0%   { transform: scale(0); opacity: 0; }
  60%  { transform: scale(1.15); }
  100% { transform: scale(1); opacity: 1; }
}
.form-success h3 { font-size: 1.2rem; margin-bottom: 8px; color: var(--sage-dark); }
.form-success p  { font-size: 0.88rem; color: var(--text-mid); margin-bottom: 16px; line-height: 1.55; }
.success-next    { background: var(--teal-pale); border-radius: var(--radius); padding: 14px; text-align: left; }
.success-next strong { display: block; margin-bottom: 8px; font-size: 0.88rem; color: var(--teal-dark); }
.success-next ol { padding-left: 16px; display: flex; flex-direction: column; gap: 6px; font-size: 0.83rem; color: var(--text-mid); }

/* ============================================
   DRINGLICHKEIT — kompakt
   ============================================ */
.scarcity {
  background: linear-gradient(135deg, #7a2a10 0%, #a03418 100%);
  color: var(--white);
  padding: 22px 0;
}
.scarcity-inner {
  display: flex; flex-direction: column;
  gap: 14px; align-items: center; text-align: center;
}
.scarcity-icon {
  font-size: 2rem;
  animation: flamePulse 1.5s infinite alternate;
}
@keyframes flamePulse {
  from { transform: scale(1);   opacity: 0.9; }
  to   { transform: scale(1.1); opacity: 1;   }
}
.scarcity-text h3 { color: #ffe082; font-size: 1.05rem; margin-bottom: 6px; }
.scarcity-text p  { font-size: 0.84rem; opacity: 0.88; line-height: 1.55; }
.scarcity-cta     { display: flex; flex-direction: column; align-items: center; gap: 8px; }
.scarcity-cta .btn{ width: 100%; max-width: 300px; }
.spots-text { font-size: 0.8rem; opacity: 0.82; }

/* ============================================
   FAQ — große Tap-Flächen
   ============================================ */
.faq { padding: 22px 0; background: var(--sand); }
.faq-list {
  max-width: 800px;
  margin: 0 auto 22px;
  display: flex; flex-direction: column; gap: 7px;
}
.faq-item {
  background: var(--white);
  border-radius: var(--radius);
  border: 1px solid var(--border);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}
.faq-question {
  width: 100%; background: none; border: none;
  padding: 15px 14px;
  display: flex; align-items: center; justify-content: space-between; gap: 10px;
  cursor: pointer;
  font-size: 0.9rem; font-weight: 600;
  color: var(--text-dark);
  font-family: var(--font);
  text-align: left;
  transition: background 0.18s;
  min-height: 54px;
  -webkit-tap-highlight-color: transparent;
  touch-action: manipulation;
}
.faq-question:active { background: var(--teal-pale); }
.faq-question.active { background: var(--teal-pale); color: var(--teal-dark); }
.faq-question span   { display: flex; align-items: center; gap: 8px; }
.faq-icon  { color: var(--teal-light); font-size: 0.82rem; flex-shrink: 0; }
.faq-arrow { color: var(--text-light); font-size: 0.78rem; transition: transform 0.28s; flex-shrink: 0; }
.faq-question.active .faq-arrow { transform: rotate(180deg); }
.faq-answer         { max-height: 0; overflow: hidden; transition: max-height 0.35s ease; }
.faq-answer.open    { max-height: 500px; }
.faq-answer p {
  padding: 12px 14px 16px;
  font-size: 0.86rem;
  color: var(--text-mid);
  line-height: 1.65;
  border-top: 1px solid var(--border);
}
.faq-cta { text-align: center; }
.faq-cta p { margin-bottom: 14px; color: var(--text-mid); font-size: 0.9rem; }
.faq-cta .btn { width: 100%; }

/* ============================================
   FINAL CTA — kompakt
   ============================================ */
.final-cta {
  background: linear-gradient(135deg, var(--teal-dark) 0%, var(--teal) 100%);
  color: var(--white);
  padding: 30px 16px;
  text-align: center;
}
.final-cta h2 { font-size: 1.3rem; color: var(--white); margin-bottom: 8px; line-height: 1.3; }
.final-cta p  { font-size: 0.88rem; opacity: 0.88; margin-bottom: 18px; line-height: 1.5; }
.final-cta .btn { width: 100%; }

/* ============================================
   FOOTER — kompakt
   ============================================ */
.footer { background: #0d2020; color: rgba(255,255,255,0.75); padding: 24px 0 18px; }
.footer-grid { display: grid; gap: 20px; margin-bottom: 22px; }
.footer-col h4 { color: var(--white); font-size: 0.9rem; margin-bottom: 9px; }
.footer-col p  { font-size: 0.78rem; line-height: 1.55; opacity: 0.62; }
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 6px; }
.footer-col ul li a { font-size: 0.78rem; opacity: 0.62; }
.footer-disclaimer { border-top: 1px solid rgba(255,255,255,0.1); padding-top: 16px; }
.footer-disclaimer p { font-size: 0.68rem; line-height: 1.6; opacity: 0.48; margin-bottom: 8px; }
.footer-copy { font-size: 0.68rem; opacity: 0.42; }
.footer-copy a { color: inherit; text-decoration: underline; }

/* ============================================
   STICKY CTA — aufgewertet, immer sichtbar
   ============================================ */
.sticky-mobile-cta {
  position: fixed;
  bottom: 0; left: 0; right: 0;
  background: var(--white);
  padding: 8px 12px;
  box-shadow: 0 -4px 20px rgba(15,113,115,0.18);
  z-index: 999;
  display: block;
  transform: translateY(100%);
  transition: transform 0.28s ease;
}
.sticky-mobile-cta.visible { transform: translateY(0); }
.sticky-mobile-cta .btn {
  font-size: 1.02rem;
  padding: 16px 20px;
  min-height: 52px;
  width: 100%;
  border-radius: 11px;
}

/* ============================================
   ANIMATIONEN
   ============================================ */
.fade-in { opacity: 0; transform: translateY(16px); transition: opacity 0.45s ease, transform 0.45s ease; }
.fade-in.visible { opacity: 1; transform: translateY(0); }

.spinner {
  display: inline-block;
  width: 17px; height: 17px;
  border: 2px solid rgba(255,255,255,0.35);
  border-top-color: var(--white);
  border-radius: 50%;
  animation: spin 0.8s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* ============================================
   TABLET ≥ 580px
   ============================================ */
@media (min-width: 580px) {
  body { padding-bottom: 0; }
  .container { padding: 0 24px; }
  .separator { display: inline; }
  .top-bar   { font-size: 0.8rem; gap: 12px; }

  .hero { padding: 44px 0 0; }
  .hero-headline { font-size: 2.1rem; }
  .hide-mobile { display: inline; }
  .hero-image-strip {
    display: block;
    margin-top: 24px;
    width: 100%; height: 240px;
    overflow: hidden;
    position: relative;
    border-radius: 16px 16px 0 0;
  }
  .hero-image-strip img {
    width: 100%; height: 100%;
    object-fit: cover; object-position: center 30%;
  }
  .hero-image-strip::before {
    content: '';
    position: absolute; top: 0; left: 0; right: 0;
    height: 50px;
    background: linear-gradient(to bottom, var(--teal) 0%, transparent 100%);
    z-index: 1;
  }
  .hero-bullets { grid-template-columns: repeat(2,1fr); gap: 10px; }
  .urgency-bar { flex-wrap: nowrap; }
  .urgency-bar > i { display: inline-block; }

  .calc-fields { grid-template-columns: repeat(3, 1fr); }
  .calc-fields .calc-field:last-child { grid-column: auto; }

  .stats-grid { grid-template-columns: repeat(4,1fr); gap: 12px; }
  .ps-grid { grid-template-columns: repeat(2,1fr); }
  .mood-image-wrap { height: 220px; }
  .mood-quote { font-size: 1.05rem; max-width: 280px; }

  .mid-cta {
    display: block;
    background: linear-gradient(135deg, var(--teal) 0%, var(--teal-light) 100%);
    color: var(--white);
    padding: 28px 16px;
    text-align: center;
  }
  .mid-cta p { font-size: 1rem; margin-bottom: 16px; opacity: 0.97; }
  .mid-cta .btn { width: 100%; max-width: 380px; }

  .advantages { padding: 36px 0; }
  .advantages-grid { grid-template-columns: repeat(2,1fr); gap: 12px; }
  .advantage-card { padding: 16px 16px; }
  .adv-text h3 { font-size: 0.95rem; }
  .adv-text p  { font-size: 0.84rem; }

  .calc-section { padding: 36px 0; }
  .bigcalc-card { grid-template-columns: 1fr 1fr; align-items: start; padding: 20px; }

  .comparison { padding: 36px 0; }
  .table-wrap { display: block; overflow-x: auto; border-radius: var(--radius); box-shadow: var(--shadow-md); margin-bottom: 14px; }
  .bank-cards { display: none; }
  .comparison-table { width: 100%; border-collapse: collapse; }
  .comparison-table thead { background: var(--teal); color: var(--white); }
  .comparison-table th { padding: 12px 14px; font-size: 0.8rem; font-weight: 600; text-align: left; }
  .comparison-table td { padding: 12px 14px; border-bottom: 1px solid var(--border); font-size: 0.88rem; vertical-align: middle; }
  .comparison-table tr:last-child td { border-bottom: none; }
  .comparison-table tr:hover td { background: var(--teal-pale); }

  .testimonials { padding: 36px 0; }
  .testimonials-mood {
    display: block;
    border-radius: var(--radius-lg);
    overflow: hidden;
    height: 200px;
    position: relative;
    box-shadow: var(--shadow-md);
  }
  .testimonials-mood img {
    width: 100%; height: 100%;
    object-fit: cover; object-position: center 35%;
  }
  .testimonials-grid { grid-template-columns: repeat(2,1fr); gap: 12px; }

  .lead-section { padding: 36px 0; }
  .lead-left { display: block; color: var(--white); }
  .lead-left h2 { font-size: 1.5rem; color: var(--white); margin-bottom: 12px; }
  .lead-left p  { font-size: 0.93rem; opacity: 0.9; margin-bottom: 18px; line-height: 1.6; }
  .lead-benefits { list-style: none; margin-bottom: 22px; display: flex; flex-direction: column; gap: 8px; }
  .lead-benefits li { display: flex; align-items: center; gap: 9px; font-size: 0.9rem; opacity: 0.97; }
  .lead-benefits i  { color: #6de8b0; font-size: 0.88rem; flex-shrink: 0; }
  .lead-wrap { grid-template-columns: 1fr 1fr; gap: 36px; align-items: start; }
  .form-card { margin: 0; }
  .form-benefits-strip { display: none; }

  .scarcity { padding: 28px 0; }
  .scarcity-inner { flex-direction: row; text-align: left; gap: 20px; }
  .scarcity-cta .btn { width: auto; }

  .footer-grid { grid-template-columns: repeat(2,1fr); }
  .sticky-mobile-cta { display: none !important; }

  .section-title { font-size: 1.75rem; }
  .section-sub   { font-size: 0.95rem; margin-bottom: 24px; }
  .problem-solution { padding: 36px 0; }
  .faq { padding: 36px 0; }
  .final-cta { padding: 42px 16px; }
  .final-cta h2 { font-size: 1.8rem; }
  .final-cta p  { font-size: 0.95rem; }
  .final-cta .btn { width: auto; padding: 17px 44px; }
}

/* ============================================
   DESKTOP ≥ 900px
   ============================================ */
@media (min-width: 900px) {
  .hero { padding: 60px 0 0; }
  .hero-headline { font-size: 2.7rem; }
  .hero-image-strip { height: 320px; }

  .section-title { font-size: 2rem; }
  .advantages-grid { grid-template-columns: repeat(3,1fr); }
  .testimonials-grid { grid-template-columns: repeat(3,1fr); }
  .footer-grid { grid-template-columns: repeat(3,1fr); }
  .final-cta h2 { font-size: 2rem; }

  .btn-primary:hover { background: var(--amber-dark); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(232,160,32,0.45); }
  .btn-teal:hover    { background: var(--teal-dark);  transform: translateY(-2px); }
  .btn-white:hover   { background: #f0fafa; }
  .advantage-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
}